Health vs Vision Insurance
Understanding the difference between which insurance is needed for your visit can be confusing. Click here for a better understanding. Of course, our staff is here to answer any further questions.
Your health insurance policy is an agreement between you and your insurance company. Payment of benefits is subject to a member’s eligibility on the date service was rendered and to any other contractual provisions of your employer’s plan. We are contracted with most major insurance carriers. Please check with our office to verify that the plan you have is one we accept.
Remember, your insurance carrier makes the decisions as to what is covered and what will not be covered.
Please be prepared to provide our front desk with the following information so that we may submit your claims accurately:
- Current insurance cards
- Driver’s License
- Primary Care referral (if required by your insurance)
- Your current pair(s) of eyeglasses
- List of all medications (including non-prescription) you use, as these may be contributing or hindering eye health.
Fees and Payments
At Advanced Eye Care & Aesthetics, we are committed to providing the highest quality eye care at a reasonable price. To assist us in meeting this goal, please be prepared to pay all office co-pays and non-covered services at the time of your appointment. Self-pay patients are required to pay in full at the time of service.
Refraction Fee Notice
There are two parts to your eye examination, which are billed separately.
- The first charge includes the fee for the doctor to evaluate the health of your eyes. This charge is billable to your insurance company, and also to Medicare.
- The second (vision) portion of your exam is called a “refraction,” which is a test performed to determine the best corrective lenses to be prescribed for each eye.
Although a refraction is a very important vision test, it is considered a non-medical procedure. Medicare and most insurance plans do not pay for this service, the fee of which is now $50.00, effective March 1, 2023.
We request that payment for this service be made at the time of your visit. Thank you.
Methods of Payment
Advanced Eye Care & Aesthetics accepts the following forms of payment at the time of your visit.
- Cash
- Personal check
- Visa
- MasterCard
- American Express
- CareCredit
We are also pleased to offer secure online bill pay. If you require assistance on your account, please contact the office.
Current Insurance Participation
**Our insurance list is subject to change and may not include every single carrier we accept. We encourage you to give us a call to confirm your insurance with us before making an appointment.
- AARP
- Aetna
- Aetna Vision
- Alterwood Advantage
- American Postal Worker
- American Workers Insurance
- Bankers Life
- Blue Choice HMO (referral from PCP required if open access is not listed on the card)
- Blue Cross Blue Shield
- Carefirst Advantage Plan (ONLY with ID# starting with MD)
- Carefirst Blue Cross Blue Shield
- Cigna
- Cigna Health Springs (NOT total care)
- Cigna Vision
- Coresource
- Davis Vision
- Electrical Welfare Trust Fund
- Electrical Workers Fund
- EyeMed
- FEP Blue Cross Blue Shield
- FEP Blue Vision
- GEHA
- Gerber
- Humana
- Humana Vision
- Humana Medicare Advantage
- Johns Hopkins EHP Vision
- Johns Hopkins EHP
- Johns Hopkins US Family Health (referral from PCP required)
- Medicare MD
- Meritain Health
- Mutual of Omaha
- National Vision Administrators (NVA)
- Omaha Insurance CO
- Railroad Medicare
- Spectera Vision
- Superior Vision
- Teamsters Local
- Tricare For Life
- United Health Care
- United Health Care Community Plan
- United Health Care Community Plan-Medicaid
- United Health Care Optimum Choice (referral from PCP required)
- United Health Care MDIPA (referral from PCP required)
- University of Maryland Advantage Plan
- Vision Benefits of America (VBA)
- Vision Service Plan (VSP)